Terms of Service
Effective Date: November 15, 2026
1. Scope of Service
Payout Ledger provides automated reconciliation of automatic Stripe Payouts into balanced double-entry Journal Export CSVs (formatted for Xero Manual Journals, QuickBooks Journal Entries, and Generic Journals) with Zero-Variance Proof verification.
2. Read-Only Gateway Connections & Credentials
By linking a Gateway Connection, you authorize Payout Ledger to retrieve Payouts and Settlement Transactions on a strictly read-only basis using a Stripe Restricted API Key (rk_live_* or rk_test_*). You are responsible for maintaining the security of your Workspace login credentials and ensuring that any Restricted API Key provided is scoped strictly to read-only permissions.
3. Zero-PII Summary-Only Processing
Payout Ledger processes Settlement Transactions in memory solely to compute aggregated Payout Summaries and Monthly Splits. We do not retain individual customer transaction records or end-customer PII. Details are set out in our Privacy Policy.
4. Trials, Subscriptions & Tier Transitions
New Workspaces begin with a 14-day Growth trial without requiring a credit card. At the conclusion of the 14-day trial, if no paid subscription (Growth at $29/mo or $290/yr, or Scale at $79/mo or $790/yr) is activated, the Workspace automatically transitions to the free Starter tier ($0/mo, 1 Gateway Connection, up to 4 most recent Payouts per calendar month, Generic Journal export) without deleting existing Payout Summaries. Paid subscriptions are billed through Lemon Squeezy and may be cancelled at any time.
5. Accounting & Tax Disclaimer
Payout Ledger is a bookkeeping automation tool that computes mathematical Zero-Variance Proofs and formats CSV Journal Exports according to your Workspace's Ledger Account mappings and Accounting Timezone. Payout Ledger does not provide certified public accounting (CPA), tax, audit, or legal advice. You are responsible for reviewing your Ledger Account codes, tax treatments, and imported journal entries with your bookkeeper or accountant before filing financial statements or tax returns.
6. Limitation of Liability
To the maximum extent permitted by applicable law, Payout Ledger is provided “as is” without warranties of any kind, and our aggregate liability arising out of or relating to the service shall not exceed the fees paid by you to Payout Ledger in the twelve (12) months preceding the claim.
7. Contact & Support
For questions regarding these Terms, subscription billing, or Workspace support, please contact us at [email protected] or visit our Contact page.